Tom introduces the new “Non-Segmented Account” functionality that allows any type of account to be excluded from the time-segmented framework while still being available for use in the plan. Use cases for an emergency cash reserve account as well as keeping Roth conversion source accounts from being allocated to segments are demonstrated. The recently added features to exclude Social Security and Other Income items from state tax, as well as the option to cease Roth conversions when the specified Primary Source Account is exhausted are reviewed near the end of the presentation.