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- Tom explained a new annual/monthly toggle for entering contributions, expenses, and other income items, reducing confusion between true once-a-year events and annualized amounts spread monthly. The new toggle lets advisors enter an annual figure, such as travel expenses or desired income, and Income Conductor automatically divides it across applicable months, including partial-year scenarios.
- Phil shared his “weekend with Claude,” showing how AI helped generate retirement-income presentation language around sequence-of-returns risk, income reliability, and client communication. The discussion compared Income Conductor’s segmented strategy against systematic withdrawals, three-year cash buckets, Monte Carlo-style testing, and guardrail approaches, emphasizing structural protection and longevity runway.
- The Q&A covered AI coding assistants, advisor fees and value proposition, minimum client size, de-risking alerts, younger inherited-wealth clients, reduced work income before retirement, and long-runway retirement planning.