Tom walks through a sample plan and explains how IncomeConductor Pro will soon account for elapsed-year income, taxable distributions, capital gains, annuity earnings, tax withholding, and the impact on Roth conversion modeling. He shows how retirement dates and current-year start dates affect projected income and expenses. Tom also explains release timing, over-withholding treatment, Social Security earnings-test limitations, tax-source assumptions, bracket inflation, IRMAA thresholds, senior deductions, and expense alignment.