Tom starts out with updates to health conditions available for longevity estimates and the new Linked Providers area. Phil then discusses how advisors can use objective longevity data to frame risk conversations around living too long, dying too soon, or becoming impaired. He walks through a Roth conversion case that highlights the survivor tax trap and how you can model future tax-law uncertainty. The session also covers Social Security claiming goals, tax bracket inflation settings, plan manager fees, segment design, asset allocation research, and state tax settings.